Customer
Market traders and small vendors save with a familiar face and get an SMS receipt for every naira. No app to install.
- ✓Cash-first
- ✓SMS receipts
- ✓Basic phone friendly
Digital Adashe · built for daily-income earners
Your money, collected by hand, confirmed by SMS, never in doubt.
Mai Adashe brings Nigeria's trusted Adashe cooperative savings into the digital age. Human field agents collect physical cash from market traders and small vendors — and every naira is recorded instantly, with an SMS confirmation sent to the customer as proof. No smartphone. No app. No doubt.
- Instant SMS proof
- Tamper-resistant deposit records
- No smartphone required
18:16MTN
MA
Agent · Musa Ibrahim
Wuse Market · Stall B12
Today's deposit
₦0
Customer: Aisha B.Recording...
Sending SMS confirmation
Immutable ledger#MA-7A4KQ
Proof by SMS
Agent network active in
Gada Biu MarketLangtang 1Langtang 2Gada Biu MarketLangtang 1Langtang 2Gada Biu MarketLangtang 1Langtang 2
The problem
Millions save in cash every day. Almost none of it is safe or tracked.
Nigeria's daily-income earners — traders, tailors, food vendors, kiosk owners — are often pushed outside formal savings. So they save the old way: cash at home, or handed to a collector on trust alone.
Excluded by design
Bank onboarding often assumes a smartphone, stable documents, and time away from the stall.
Cash is unsafe
Money kept at the stall or at home is exposed to theft, loss, and pressure to spend.
No proof, no trust
Paper notebooks can be lost or disputed. The saver needs an immediate receipt.
Growth held back
Without a savings record, small vendors struggle to prove discipline and grow.
How it works
Adashe, made auditable — without changing how people save.
The flow stays familiar for customers, while the record becomes digital, visible, and easier to reconcile.
- 01
Agent visits the trader
A trained Mai Adashe field agent walks the market on a daily route, meeting each customer at their stall.
- 02
Customer contributes in person
The day's contribution is collected through the agreed package workflow, preserving the familiar human relationship.
- 03
Deposit recorded digitally
The agent logs the deposit in the Mai Adashe PWA. It is timestamped, tied to the customer and agent, and available for admin oversight.
- 04
Customer gets an instant SMS
A confirmation SMS lands on the customer's basic phone with amount, date, agent, and reference number.
The trust mechanism
Who does what
Three roles. One trusted flow of money.
Every role has a clear job — and every deposit is visible to the people who need to see it.
Field Agent
Trained collectors on assigned market routes record every deposit in the Mai Adashe PWA as it is collected.
- ✓Daily route
- ✓Instant logging
- ✓Vetted and tracked
Cooperative Admins
Operations teams see live totals, agent activity, disputes, and reconciliation reports so collections are accounted for.
- ✓Live dashboard
- ✓Agent oversight
- ✓Reports
For tech-savvy savers
Prefer to save on your own phone? That experience is coming soon.
Mai Adashe is starting with field-agent collection and SMS confirmation. A customer self-save app is not live yet, but the product direction is built to support it later.
Install as a PWA
A future self-save experience designed for customers who already bank on their phones.
Fund from your bank
Planned support for direct top-ups through transfer, card, or USSD.
Goals and reminders
Future reminders for daily or weekly savings goals.
Secure access
A planned customer-facing app experience with secure device access.
Coming SoonCustomer self-service is future-facing and not live yet.
Good evening, TundeSecured
Adashe balance
₦128,450
Goal: ₦200,000 by Dec64%
Recent
Auto-save · Daily
Today · 08:00
Transfer from GTB
Yesterday
Card top-up
Mon
Same immutable ledgerComing soon · PWA
Coming soon
Trust · by design
The SMS is the receipt. And the receipt is the truth.
Every time an agent records a deposit, an SMS is dispatched to the customer's phone. That simple loop closes the gap between cash leaving the customer's hand and the record it lands in.
Instant SMS confirmation
Customer gets amount, date, agent name, and reference on any basic phone.
Tamper-resistant deposit records
Every entry is timestamped and tied to a known agent, customer, and package.
Agent accountability
Every deposit is tied to a vetted agent working an assigned market route.
End-of-day reconciliation
Cooperative Admins can review totals, deposits, disputes, and reports from the dashboard.
Live deposit trailStreaming
Deposit recorded
09:04Agent Musa I. logged ₦2,500 for Aisha B.
SMS dispatched
09:04Confirmation queued to +234 8•• ••• 42.
SMS delivered
09:04Ref MA-7A4KQ · Balance ₦47,500.
End-of-day reconciled
17:30Route balanced. 34 deposits · ₦82,700.
₦0M+
Collected in cash by agents
0+
Active field agents on route
0K
SMS confirmations delivered
0
Markets served across Nigeria
Illustrative network figures · updated at end of each collection day
For agents and cooperatives
Walk your route. Build trust in your market.
Mai Adashe agent onboarding is managed through the Cooperative Admins invite flow. For partnerships, cooperative rollout, or agent interest, contact the team directly.
Contact Mai Adashe
Send a short message with your name, market/location, and what you want to discuss.
Contact usdigitalmaiadashe@gmail.com